Dispute ID: 5549617. REG E claim. CH is disputing 1 Debit UT from Im Db Pro amounting to $159.89. As per Penny, card in possession at time of purchase. PIN stated as "Not stored anywhere.". No merchant credit found  as of this time relating to the disputes. No claim cancellation. Disputed card ending 4026  is closed. Case Decision: Denied. VROL Case No.: 2282136579. 
OVERALL INVESTIGATION: 
With funding event from Card to Card amounting to $218.74 observed on 2022-11-11 01:03:24 before the authorization of the disputed transaction from IMDbPro, 206-266-2425, WAUS on 2022-11-11 01:50:55.
No suspicious declined codes with the disputed card within UT timeline as per Galileo.
Disputed merchant recurring flag shows as YES which means cardholder got the subscription with merchant and it is cardholder's responsibility to cancel it.
No Penny response codes with the disputed card within the UT timeline.
RTA response code 85 was captured within the UT timeline but not related with the disptued merchant, however, they are on the disputed card ending 4026.
Cash in cash out was captured within the UT timeline.
CH has no prior history with the disputed merchant, hence, this is abnormal to the CH.
No fraud alerts.
No RTA response code with the disputed merchant.
RTA: AVS RESULTN
VISA: AVS Result:	N	No: Neither address nor ZIP matches
No PII changes captured within UT timeline. no signs of ATO.
There is enough evidence to deny the claim. Final resolution, no error found.
Sent ZD #57709637. Case closed.

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 UT timeline: 2022-11-09 to 2022-11-14
TRXN Type: Moto 2 Entry Mode 01 Card-Absent with CB rights