Dispute ID: 5940538. CH disputing 4 Debit Unauthorized Transaction from Cash App for $395.00. Reg E. No merchant credit found related to the disputes. No claim cancellation. As per Penny card stolen. PIN memorized. Disputed card ending 7276 is closed. 
Case Decision: CHARGEBACK INITIATED.
VROL Case #: 2304968312,2304971658,2304965493,2304971692
Overall Investigation:
Presence of CNB Enid Deposit was captured prior to the authorization of the disputed transaction.
No suspicious declined/ response codes within UT timeline as per Galileo and Penny.
No fraud alerts.
No prior history with the disputed merchant, hence this is abnormal to the CH.
RTA response code 85 was captured within the UT timeline on the disputed card.
No PII changes captured within UT timeline. No signs of ATO.
No freezing, unfreezing of the disputed card within the UT timeline.
RTA: AVS RESULT Z
VISA: AVS Result:	Z	ZIP matches, address does not
Unable to initiate MCO, merchant is on the DNC list.
Not enough evidence to deny the claim. Proceed to chargeback.
ZD Ticket Number 60265220 for PVC issued . CASE ONGOING.
                                                                                                                
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UT TIMELINE: 2022-12-27 to 2023-01-03
TRXN TYPE: 
Moto 7 Entry Mode 10