QUESTIONS beneficiary - percentage/ more than 3 not showing in the system and bene confirmation/ should be included without asking for it irrevocable bene? marketing - misleading information small fonts 14 days activation? cancellation - terminal illness payment - make payment over the phone dismemberment - does it have percentage for each loss app - only for car accidents? exclusions family plan - why not able to assign names on the policy bank complimentary - no longer with bank should be cxld proactive? dependent child - federal tax return? grandchild? accident hospital indemnity - (explain) if you are confined to a hospital as an inpatient as a result of a covered loss for more than 7 consecutive days (starting within 30 days of the accident, then a monthly benefit will be paid. The monthly benefit will equal 1% of the additional coverage amount up to a maximum of $2,500 for up to 12 months and will be retroactive to the first day of confinement. A benefit equal to 1/30th of the monthly benefit will be paid for each day of a benefit period of less than one month. HAP - You have a no-risk, 60-Day, 100% Money Back Guarantee. cxltn refund? If you are not happy with the insurance for any reason, and you have not submitted a claim that has been paid, or will be paid, simply contact us within the first 60 days of enrollment for a complete refund of your premium and the coverage will be canceled back to its effective date. - Pays 100% of daily benefit for each day of hospitalization— (for covered injury treated within 365 of sustaining the injury)????? - ZURICH / For Intensive Care Unit (ICU)—daily hospital benefit is DOUBLED?? for each day in the ICU - For hospital emergency room as outpatient visit WITHIN 3 DAYS?? of the accident-plan pays expenses incurred of $450 per covered visit Service provider for the insurance consumers enrolled in with their bank, credit union, or affinity partner marketing - we offer a wide array of supplemental insurance plans from leading insurance carriers billing- we affiliate the billing of customers premiums claims assistance - we help with the claims process customer service - work diligently to deliver a positive experience by following 3 core values: - we are committed to treating you with respect, listening to your needs, and always doing what's best for you and your family -our goal is to provide clear, helpful and straightforward information about our products and services, empowering you to make informed decisions - you can count on us to clearly explain what to expect from our service, ensuring you feel confident every step of the way 5 products add hap recup injury care accident critical illness