5210627 with spotme limit as notation

Dispute ID: 5210627. DND 2022-10-02. REG E claim. Old account. CH is disputing 1 UT from Uber * Eats Pending amounting to $19.59. As per Penny, card stolen. PIN stated as "Back of card". No merchant credit found as of this time. No claim cancellation. Card ending in 9961 is closed. Trxn Type: Moto 7 Entry Mode 1 Card-Absent with CB rights, UT timeline: 2022-09-23/2022-09-28 INVESTIGATION FOUND:

CH had spot me limit of 95 which the CH allowed to transact even though the balance was exhausted. Prior the Cash in balance was already exhausted but not yet reach the spot me which the transaction still push through.