Dispute ID: 5595279. REG E claim. PTF Claim. CH is disputing 7 Debit UT from Doordash amounting to $89.99. As per Penny, card  in possession at the time of the transaction(s) and PIN memorize. No merchant credit found as of this time. No claim cancellation. Disputed card ending in 6945 is closed. Case Decision: Denied. VROL Case No.2284980443,2284992038,2284977969,2284981344,2284985739,2284993526,2284981345.
OVERALL INVESTIGATION: 
No funding event prior to the authorization of the disputed transactions.
High ending balance after the authorization of the last disputed transaction.
However,
With history from DOORDASH. This is normal to the CH. Disputed transaction has entry mode 10 credential on file  without response code 85 captured during the authorization of the disputed transaction. 
Disputed merchant DOORDASH DASHPASS +16506819470 CAUS recurring flag shows as YES which means cardholder got the subscription with merchant and it is cardholder's responsibility to cancel it.
Galileo deny code 51,57,05,55 was captured within the UT timeline but not related with the disputed merchant however, they are on the disputed card ending 6945.
RTA response code 85,51,10,57,05,55 was captured within the UT timeline but not related with the disputed merchant however, they are on the disputed card ending 6945.
Penny response code 51,10,57,05,55  was captured within the UT timeline but not related with the disputed merchant however, they are on the disputed card ending 6945.
No Galileo deny code relating to the disputed merchant. No RTA/ Penny response code relating to the disputed merchant.
RTA:
AVS RESULT N for all disputed transactions
VISA:
AVS Result:	N	No: Neither address nor ZIP matches for all disputed transactions
No PII changes captured within UT timeline. No signs of ATO.
There is freezing, unfreezing of the disputed card within the UT timeline suggesting that CH has control of the account.
There is enough evidence to deny the claim. Final resolution, no error found.
Sent ZD #58022653. Case closed.

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UT TIMELINE: 2022-04-20 to 2022- 08-26
TRXN TYPE:
Moto 2 Entry Mode 10
Moto 7 Entry Mode 10