DOWNPAYMENT ISSUE

LOWER DP

Regarding the new device, please understand that pricing is also based on Apple. Are you trying to look for a lower down payment perhaps?

Switching services is the last thing we wanted and my goal is to help you get the new devices while paying the most affordable cost.

Given a chance, we would like to check our options to see if we can have an approval to get a lower down payment for devices. This is just for you, Quetzalcoatl as we really would love to help you!

Would you give us at least 48 hours to get an approval for the personal request I'm making?

Offers for financing or promotions provided at the time of inquiry can change from time to time. Let’s review your options together so we can get you everything you need within your budget.

I really wanted you to get the best offers out there. It's just the down payment is actually based on the account standing and the device itself. Rest assured that all devices have the same full price for all customers. The good thing about it though, even if it has a high down, it'll be easier for you for a long term since the monthly is low.

Every customers pays the same price for the product. Down payment costs are unique to each customer's account. Things such as tenure and type of device program can vary by customer. Thankfully, it's just a small portion of the entire device cost upfront and the great news is your payments each month will be smaller.

The storage of the phone and the available device credits that your account can finance.

The good thing about it though is that your monthly installment for the device is lower and this will help you keep your monthly bill as low as possible as well. Shall I take care of your order today?"

I can see how you’d feel this way. I felt the price was a little high, but I found it’s a real value because of all the built-in software and capabilities.

Just to set a proper expectation, everyone at T-Mobile pays the same price for each phone, it's just that downpayment amounts are specific to each customer and their account (credit). A high downpayment today means low monthly phone payments and vice versa. So I'll give you quick list here how to get [zero to very low downpayment]:

1. You can get phones with a low "Full Price". High-end phones usually require Downpayment even if you have excellent account history.
2. Pay your monthly bills on time for twelve(12) consecutive months.
3. Purchase phones under Installment Plan and actually complete the installments -- it'll increase your account's device financing potential, which in effect gives you zero to low downpayment in the future.