5942626

Dispute ID: 5942626. CH disputing 2 Debit Unauthorized Transaction from Dd *Doordash Mcdonald for $110.00. Reg E. No merchant credit found related to the disputes. No claim cancellation. As per Penny card in possession at the time of PURCHASE. PIN memorized. Disputed card ending 8027 is closed. Case Decision: DENY VROL Case #: 2305057609, 2305051404 Overall Investigation: With history from DOORDASH . Disputed transaction has entry mode 10 credential on file without response code 85 captured during the authorization of the disputed transaction. As per Spending transactions data shows that CH has transactions with the disputed merchant since August 2020. Disputed merchant is normal. Spending amount is normal. Balance exhausted after the authorization of the last disputed transaction.
Funding event was captured within the UT timeline. Cash in cash out was captured within the UT timeline. Galileo deny code 46,78,05,59,51,57 was captured within the UT timeline on the disputed card. RTA, Penny response code 46, 78, N7, 59, 51, 57 was captured within the UT timeline on the disputed card. With fraud alerts on the disputed card. RTA: AVS RESULT Z VISA: AVS Result: Z ZIP matches, address does not No PII changes captured within UT timeline. No signs of ATO. There is freezing, unfreezing of the disputed card within the UT timeline on the disputed card suggesting that CH is in control of the account. There is enough evidence to deny the claim. Final resolution, no error found. Final letter ZD Ticket Number 60272887. CASE CLOSED .

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