SERIES of FUNDING (Denial)

Dispute ID # 4451414 . CH claimed 1 Unauthorized Transaction from Mynt Lounge And Restau . DND 2022-06-13 via Phone. REG Z . Card is stolen. Card is Replaced , Card present without CB rights

Investigation : No merchant credit. No claim cancellation as of this date. With series of funding event after the authorization when the card said to be lost or stolen. With previous transaction from the same merchant. Disputed transaction is within the vicinity. No declined code 51 from the disputed merchant with in UT time line. Available balance to spend is exhausted. No fraud alert. Initiated OBC I spoke with Lee he mentioned that he cannot able to validate the transaction. However there's enough evidence to deny the claim. There for no Error Found. FR Submitted with ROL case#5195833093. Final letter sent. Case closed.