5294752 with Linked dispute

Dispute ID: 5294752. DND: 2022-10-13. REG E claim. Old account. CH is disputing 1 UT from Mysgrfreegde Com amounting to $74.95. As per Penny, card in possession at the time of purchase. PIN memorized. No merchant credit found as of this time. No claim cancellation. Disputed card ending in 6313 is closed. INVESTIGATION FOUND: UT timeline: 2022-10-05 to 2022-10-10 TRXN Type: Moto 7 Entry Mode 1 Card-Absent with CB rights. Balance exhausted after the authorization. No fraud alerts. No PII changes captured within the UT timeline. No signs of ATO. HOWEVER; No funding event prior to the authorization of the disputed transaction. No previous transaction with the disputed merchant. No freezing, unfreezing of the disputed card within the UT timeline. MCO initiated. Merchant is closed for business hours. In Galileo, deny code 43 and 59 was captured within the UT timeline but not related with the disputed merchant, however, they are on the same disputed card ending in 6313. RTA response code 43 and 59 was captured within the UT timeline but not related with the disputed merchant, however, they are on the same disputed card ending in 6313. RTA: AVS RESULT Y VISA: AVS Result: Y Exact: Address and ZIP match Therefore, error found. Chargeback initiated. Sent ZD #55818640. VROL Case #5224056458. Case ongoing.