Dispute ID: 5180325. DND 2022-09-28. REG E claim. Old account. CH is disputing 1 UT from Kangwon Business Mak amounting to $71.34. As per Penny, card in possession at time of purchase. PIN memorized. No merchant credit. No claim cancellation. Card ending in 8913 is closed. Trxn Type: Moto 7 Entry Mode 1 Card-Absent with CB rights. INVESTIGATION. No funding event prior to the authorization of the disputed transaction. Member is abnormal since the CH has no prior history with the disputed merchant. No fraud alerts. No PII changes within UT timeline. As epr Galileo, deny code 43 was captured within UT timeline but not related with the disputed merchant. No freezing, unfreezing of the disputed card within UT timeline.