Dispute ID : 10574550 
DND :  2023-06-25
2 Credit  UT transactions against Dunkin Donuts,  Walmart  amounting to $109.81
Reg Z Claim.
Card closed.
No claim cancellation. 
Card not in possession.
PIN memorized.
Card absent transaction MOTO/ECI blank with Entry mode 05.
ROL Case Number 5274742563,  5274742566 
ZD#: 69941495


With partial credit for Walmart 

Approval

* No Previous transactions, Merchant is abnormal
* Dollar amount is abnormal
* No spending pattern
* Spending velocity is abnormal
* No funding event prior
* No Undisputed contacless PIN based transaction
* No Continuous funding activity
* No signs of Fraud Alert within the UT timeframe.
* No Freezing/Unfreezing
* No signs of ATO/PII changes
* No valid Undisputed 

 Gathered evidence are insufficient to deny the claim.  Filing the claim as write-off. ERROR FOUND.Case Closed