5220002

Dispute ID: 5220002. DND 2022-10-03. REG E claim. Old account. CH is disputing 1 UT from CrtLexington Law amounting to $139.95. As per Penny, card status not specified. PIN stated as "In my phone". No merchant credit found as of this time. No claim cancellation. Card ending in 3194 is closed. Trxn Type: Moto 7 Entry Mode 1 Card-Absent with CB rights. UT Timeline:2022-09-30 to 2022-10-05 INVESTIGATION FOUND: PII change of address within UT timeline was captured by the system. However: There is a funding event observed from Incomm API Load on 2022-09-30 13:11:37 before the authorization of the disputed transaction from CRTLexington Law on 2022-10-02 06:52:03. No suspicious declined codes within UT timeline. No fraud alert. No RTA response code with the disputed merchant. RTA response code was captured but not related with the disputed merchant. RTA: AVS RESULT B VISA: AVS Result: Address verification is not applicable