5263114

Dispute ID:5263114. DND 2022-10-09. REG E claim. OLD account. CH is disputing 1 UT from Formswift Com Charge amounting to $37.00. As per Penny, card not in possession at the time of transaction. PIN memorized. No merchant credit. No claim cancellation. Card ending 3530 is closed UT Timeline:2022-10-05 to 2022-10-10 TRNN TYPE: Moto 7 Entry Mode 01 Card-Absent with CB rights. INVESTIGATION. Denial: Balance exhausted after the authorization of the disputed transaction. Merchant has previous transactions with the disputed merchant. Chargeback: No funding event before the authorization of the disputed transaction. MCO initiated, unable to validate information. Merchant is closed for business hours.