5882242/ 5882242-1

Dispute ID: 5882242/ 5882242-1. CH disputing 2 Debit Unauthorized Transaction from Cc Bill.com *Only Fa for $27.00. Reg E. No merchant credit found related to the disputes. No claim cancellation. As per Penny card in possession at time of purchase. PIN stated as "On me". Disputed card ending 9875 is closed. Case Decision: DENY VROL Case #: 2303999146, 2303997284 Overall Investigation: With history from CCBill.com *OnlyFans. Disputed transaction has entry mode 10 credential on file without response code 85 captured during the authorization of the disputed transaction. No signs of phone or device lost for the online account to be compromised. No PII changes captured within UT timeline. No signs of ATO.
Disputed merchant transaction recurring flag shows as yes, which means Ch got/received the services/subscription with this merchant and it's Ch responsibility to cancel it. Chime is not liable.
With funding event observed on 2022-12-22 17:13:20 before the authorization of the disputed transaction from CCBill.com *OnlyFans, Fort Lauderda, FLUS on 2022-12-22 20:45:00 . Disputed merchant is normal. Spending amount was normal. There is funding event and Cash in cash out captured within the UT timeline. No suspicious declined/ response codes within UT timeline as per Galileo and RTA and Penny. No fraud alert/indication. RTA:AVS RESULT Y VISA: AVS Result: Y Exact: Address and ZIP match There is enough evidence to deny the claim. Final resolution, no error found. Final letter sent ZD Ticket Number 60148428, 60148494. PVC scheduled for reversal on 2023-01-09. CASE CLOSED

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