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Dispute ID: 5594193. REG E claim. CH is disputing 1 Debit UT from 8778823043 Give Me amounting to $33.79. As per Penny, card in possession at the time of transactions. PIN stated as " wallet". No merchant credit found as of this time. No claim cancellation. Disputed card ending in 1118 is closed. Case Decision: VROL Case No.2284920369 OVERALL INVESTIGATION: Balance exhausted after the authorization of the disputed transaction. No PII changes captured within UT timeline. No signs of ATO. However, No funding event prior to the authorization of the disputed transaction. No history with the disputed merchant, this is abnormal to the CH. Galileo deny code 59 was captured with the disputed merchant. Galileo deny code 51 was captured within the UT timeline but not related with the disputed transaction, however, they are on the disputed card ending 1118. With fraud alerts on the disputed card within the UT timeline. MCO unsuccessful. Merchant is clsoed for business hours. RTA/ Penny response code 59 was captured with the disputed merchant. RTA/ Penny response code 51 was captured within the UT timeline but not related with the disputed transaction, however, they are on the disputed card ending 1118. RTA: AVS RESULTN VISA: AVS Result: N No: Neither address nor ZIP matches No freezing, unfreezing with the disputed card within the UT timeline. There is no enough evidence to deny the claim. Therefore, error found. Initiate chargeback. Sent ZD #58018253. Case ongoing.
🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀UT TIMELINE: 2022-11-18 to 2022-11-23 TRXN TYPE:
🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀 Dispute ID 5594193. CH claimed 1 unauthorized transaction from 8778823043 Give Me S amounting to $33.79. Reg E. No claim cancellation. With full merchant credit amounting to $33.79 from 8778823043 Give Me S that settled on 2022-11-25 . Pre - Arb Won, Acquirer Response Timeframe Expired. VROL 2284920369. Error Found.