Dispute ID: 4771099. DND: ***. Intake type:***. Reg E. Old account. CH is disputing 1 UT from *** amounting to ***. No merchant credit. No claim cancellation. Card ending with*** is already replaced. ***INVESTIGATION ***As per VCF, card is *** PIN is stated as ***. 



No PII changes. No fraud alert. No third party access. There is enough evidence to deny the claim. Final resolution, no error found.