5182823 pre-arb initiated

Dispute ID 5182823. CH disputing 4 Debit Unauthorized Transaction from multiple merchants for $355.83. Dispute Notification Date: 2022-09-28. Reg E Claim. Old account. As per VCF, card stolen. PIN stated as "Phone". No merchant credit. No claim cancellation. Case Decision: Initiated Pre-arb. CASE ONGOING. VROL Case#5216902803. Overall Investigation: