5696449

Dispute ID: 5696449. CH disputing 1 Debit Unauthorized Transaction from Amazon Com 960 Eu for $90.09. Reg E. No merchant credit related to the disputes. No claim cancellation. As per Penny card is in possession at the time of the transaction. PIN memorized. Disputed card ending 1830 is closed. Case Decision: CHARGEBACK INITIATED. VROL Case#:2291838692. Overall Investigation: No funding event prior to the disputed transaction. High ending balance after the authorization of the disputed transaction. Galileo deny code 46,78 was captured within the UT timeline on the disputed card. Galileo deny code 78 was captured with the disputed merchant. Disputed merchant is normal to the CH. No fraud alert/indication. RTA response code 85,78 was captured with the disputed merchant. RTA/ Penny response code 46,78 was captured within the UT timeline on the disputed card. Penny response code 78 was captured with the disputed merchant. With freeezing, unfreezing of the disputed card within the UT timeline. No PII changes within the UT timeline. No signs of ATO. NO enough evidences to deny the claim. Chargeback initiated. rta: AVS RESULT Y visa: AVS Result: Y Exact: Address and ZIP match ZD Ticket Number 58796227. CASE ONGOING. 🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀UT TIMELINE: 2022-12-02 to 2022-12-08 TRXN TYPE: Moto 7 Entry Mode 1