Dispute ID: 4890262
DND: 2022-08-15
CH Claimed 1 UT POS
As per Penny, Card is not in Possession at the time of Purchase, and Pin is Memorized.
No Claim Cancellation, No Merchant Credit

Investigation: 
The disputed Transaction is Card Absent Transaction. 
No funding event prior the disputed Transaction. 
Account Balance is high-ending. 
No Freezing Unfreezing Activity.
*With Previous Transaction with the Same Merchant. 
*With series of funding activity within UT Timeframe. 
*No signs of PII changes. 
*No Fraud alerts was captured by the System. 
Not enough evidence to deny the claim. 
Issued PVC ZD#
Proceed to Chargeback. VROL#2253145751 
Case on going.