4897488 Cb won

Dispute ID: 4897488. DND:2022-08-16. Intake type: Phone. Reg E. old account. CH is disputing 1 UT from Spectrum amounting to $74.99. As per Penny, card in possession at the time of transaction. PIN memorized. No merchant credit. No claim cancellation. Card ending with 5654 is closed. Transaction type: Moto 1 Entry Mode 01 Card-Absent with CB rights. INVESTIGATION No funding event prior to the disputed transaction. No merchant call out made. Merchant is on the approved DNC List. With decline transaction code 51 within the UT timeline. Error found. Proceed to chargeback. Sent ZD #52777537 for PC. ROL Case #2253787507. Case ongoing. ***FINAL NOTATION CB WON Dispute ID: 4897488. DND:2022-08-16. Intake type: Phone. Reg E. old account. CH is disputing 1 UT from Spectrum amounting to $74.99. As per Penny, card in possession at the time of transaction. PIN memorized. No merchant credit. No claim cancellation. CB won. CB Acquirer's liability. Error found. Sent final letter ZD #53810875. Filed FR ROL Case #2253787507. Case closed.