5620465

Dispute ID: 5620465. REG E claim. CH is disputing 1 Debit UT from Gopuff Gb License amounting to $110.97. As per Penny, card stolen . PIN Memorized. No merchant credit found as of this time. No claim cancellation. Disputed card ending in 1049 is closed. Case Decision: DENIED . VROL Case Number: 2286418809. OVERALL INVESTIGATION: With funding event via Visa Money Transfer amounting to $450.00 observed on 2022-10-10 07:02:32 before the authorization of the disputed transaction from (GOPUFF) GB LICENSE, PHILADELPHIA, PAUS on 2022-10-10 17:29:27. Funding event was captured within the UT timeline while the card was said to be stolen. No suspicious declined codes within UT timeline under the disputed card ending 1049, as per Galileo. No history with the disputed merchant, hence this is abnormal to the CH account. No fraud alert/indication. No RTA/ Penny response code with the disputed merchant. RTA: AVS RESULT B VISA: AVS Result: Address verification is not applicable No PII changes captured within UT timeline. No signs of ATO. There is freezing, unfreezing of the disputed card within the UT timeline suggesting that CH has control of the account. There is enough evidence to deny the claim. Final resolution, no error found. Sent ZD #58183946. Case closed 🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀 UT TIMELINE: 2022-10-08 to 2022-10-13 TRXN TYPE: MOTO 7 ENTRY MODE 01