DISPUTE ID: 4676537 DND: 2022-07-15 CH is 
disputing (1) UT transaction from Love's Corporate amounting to $80.00. Reg. E claims. as per VCF card is in possession PIN location is "in my HEAD"  No 
merchant credit. No claim cancellation. MOTO/ECI 7 entry mode 1 with CB rights. Investigation, there is fraud alerts. no spending pattern, no previous transaction with the same merchant. no funding events was observed prior to the disputed transaction. no suspicious declined codes within the disputed timeline. no signs of ATO HALL MARKS.  Final Resolution File FR# 2248514160. case on going.