Dispute ID: 5798819/ 5798819-1.  CH disputing 2 Debit Unauthorized Transaction from Sunrise Inn for $225.00. Reg E. No merchant credit found relating to the disputes. No claim cancellation. As per Penny card IN POSSESSION AT THE TIME OF TRXNS. PIN MEMORIZED. Disputed card ending 2497 is closed. Case Decision: DENIED. VROL Case #:2298775241,2298777413 
Overall Investigation:
With funding event via Visa Money Transfer amounting to $78.60 observed on 2022-12-16 12:51:10 before the authorization of the disputed transaction from  SUNRISE INN, ELKTON, MDUS on 2022-12-16 12:53:05. Prior to this funding the account balance is almost exhausted, this indicates that CH is anticipating this transaction and thus, funded the account accordingly. Balance exhausted after the authorization of the LAST disputed transaction.
With valid undisputed EMV initiated transaction from BELLE HILL CMF, ELKTON, MDUS on 2022-12-16 13:53:53 amounting to $13.97.
Funding and cash-in cash-out event was captured within the UT timeline.
Presence of deny/ response code 46,59,51 was captured within the UT timeline on the disputed card as per Galileo, RTA, and Penny.
Disputed merchant is abnormal to the CH, no freezing unfreezing of the disputed card within the UT timeline.
With fraud alerts.
RTA: AVS RESULT B
VISA: AVS Result:		Address verification is not applicable
No PII changes captured within UT timeline. No signs of ATO.
There is enough evidence to deny the claim. Final resolution, no error found.
Final letter ZD Ticket #59523511, 59523690. PVC scheduled for reversal on 2022-12-29. CASE CLOSED.


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UT TIMELINE:2022-12-10 TO 2022-12-21
TRNX TYPE: Moto Blank Entry Mode 5