5855534

Dispute ID: 5855534. CH disputing 1 Debit Unauthorized Transaction from Nextmedhealth for $138.00. Reg E. No merchant credit found related to the disputes. No claim cancellation. As per Penny card status not specified. PIN status not specified. Disputed card ending 4110 is closed. Case Decision: DENY VROL Case #: 2302067432 Overall Investigation: With funding event observed on 2022-12-23 19:19:37 amounting to $300.00 and on 2022-12-23 19:19:23 amounting to $18.88 before the authorization of the disputed transaction from NEXTMEDHEALTH122222, +12125307870, DEUS on 2022-12-24 10:54:16. CH has a Spotme limit of $165.00 which is enough to enable the transaction to go through. Balance exhausted. Continuous funding event was captured within the UT timeline. With history from NEXTMEDHEALTH111822, +12125307870, DEUS. Disputed transaction has entry mode 10 credential on file without response code 85 captured during the authorization of the disputed transaction. Disputed merchant is normal to the CH. Disputed amount is abnormal. With fraud alerts. Galileo, RTA deny/ response code 46, 78 was captured within the UT timeline on the disputed card. Galileo, RTA deny/ response code 59 was captured with the disputed merchant however, No PII changes captured within UT timeline. No signs of ATO. RTA: AVS RESULTB VISA: AVS Result: Address verification is not applicable There is enough evidence to deny the claim. Final resolution, no error found.
Sent final letter ZD Ticket Number 59899270. CASE CLOSED.

🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀 UT timeline:2022-12-22 to 2022-12-27 TRXN type: Moto 7 Entry Mode 10 FR 5

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