Dispute ID: 5005635-1. DND 2022-09-01. CH is disputing 1 UT from CkoPatreon Members amounting to $24.50. As per VCF, stolen. PIN stated as "No where". REG E claim. No merchant credit. No claim cancellation. INVESTIGATION***Member has previous transaction with the disputed merchant where it has entry mode 10, credential on file and no response code 85 was captured prior to the authorization of the disputed transaction. Balance exhausted after the authorization of the disputed transaction. Deny code 51 is observed within the disputed UT timeline but not related to the disputed transaction. No fraud alerts. No PII changes within the disputed UT timeline. No signs of account takeover. There is enough evidence to deny the claim. Final resolution, no error occured. Sent final letter ZD #53632206. Filed FR ROL Case #2261677438. Case closed.


2022-09-01 15:01:48	$-24.50	Visa Authorization
2022-09-01 01:23:52	$396.42	PAYROLL, Payment