Dispute ID: 5736070. CH disputing 2 Debit Unauthorized Transaction from Apple Com Bill for $36.02.  Reg E.  No merchant credit related to the disputes. No claim cancellation. As per Penny, card NOT in possession at the time of the transaction(s). Pin Memorized. Disputed card ending 8525 is closed. Case Decision: Chargeback initiated. VROL Case #: 2294080702.
Overall Investigation: 
No PII changes captured within UT timeline. No signs of ATO.
There is freezing of the disputed card within the UT timeline.
However,
No manual funding event prior to the authorization of the disputed transaction.
High ending balance after the authorization of the last disputed transaction.
With history from APPLE.COM/BILL, hence this is normal to the CH.
Disputed transaction has entry mode 10 credential on file  with response code 85 captured during the authorization of the disputed transaction. 
With fraud alert/indication.
Presence of deny code 46,59,57 was captured within the UT timeline on the disputed card as per Galileo, RTA, and Penny.
RTA:
AVS RESULT Y
VISA:
AVS Result:	Y	Exact: Address and ZIP match
Unable to initiate MCO, merchant is on the approved DNC list.
Not enough evidence to deny the claim. Chargeback initiated.
Sent ZD Ticket Number 59060024. CASE ONGOING.

🎀🎀🎀🎀🎀🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄
UT TIMELINE: 2022-12-07 TO 2022-12-13
TRXN TYPE: 
Moto 7 Entry Mode 10