5371798

Dispute ID 5371798. CH disputing 1 Debit Unauthorized Transaction from Walmart Com for $298.41. Dispute Notification Date: 2022/10/24 Case Decision: . VROL Case #. Overall Investigation: As per Penny, card is in possession at the time of transactions. PIN memorized. Card ending in 1253 is closed. No merchant credit found as of this time. No claim cancellation. TRXN TYPE: MOTO 7 ENTRY MODE 10 UT TIMELINE: 2022-10-18 to 2022-10-25 With multiple previous transaction/history from the same merchant that is undisputed showing that CH had already agreed with the terms and conditions from disputed merchant before. Moreover, CH is not new to transact with this kind of merchant. With presence of Direct Deposit via AEGIS DEFENSE SE, DIRECT DEP on 2022-10-19 20:39:47 amounting to $3623.15 before the authorization of the disputed transaction from WALMART.COM, BENTONVILLE, ARUS on 2022-10-20 08:22:54. Member has prior deposits from the same depositor which suggests that member has a knowledge of the incoming amount. Galileo deny code 43 was captured within the UT timeline but not related with the disputed merchant, however, they are on the disputed card ending 1253.