4943185

Dispute ID: 4943185. DND 2022-08-23. CH is disputing 6 UT from various merchants amounting to $278.12. As per Penny, card lost. PIN memorized . REG E claim. No merchant credit. No claim cancellation request. INVESTIGATIONNo funding event prior to the authorization of the disputed transactions. High ending balance after the authorization of the last disputed transaction. CH has no previous transactions with the disputed merchant name: Sunbar Liquors, Columbia, SCUS. Deny code 59 is observed within the UT timeline. Change of address is observed within the UT timeline. Contacted the merchant but routed to voicemail. Unable to validate the requested information. Call attempts exceeded. Therefore, error found. Proceed to chargeback. Sent ZD #53118331. VROL Case #2257015470, 2257015481, 2257039018, 2257039026, 2257054124, 2257054125. Case ongoing.

*PREARB WON FINAL NOTATION ERRATUMDispute ID 4943185. DND 2022-08-23. CH claimed 6 unauthorized transactions from multiple merchants amounting to $278.12. Reg E. No claim cancellation. No merchant credit. Pre - Arb Won, Acquirer Response Timeframe Expired. Sent ZD #55032399. VROL Case #2257015470,2257015481, 2257039026,2257039018, 2257054124,2257054125. Error Found. Case closed.

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