Dispute ID : 10465695
DND : 2023-06-14
1 Debit UT transaction against Rainbow amounting to $100.86
Reg E Claim.
Card 8822 closed.
No claim cancellation nor merchant credit.
Card in possession.
PIN not Secured
Card present EMV CHIP transaction
MOTO/EC Blank with Entry mode 05.
ROL Case Number: 2340488465
ZD#: 69348433


* Observed a funding event of $155.00 on
2023-06-07 prior to the authorization of the disputed transaction on 2023-06-07.
* Dollar amount is normal
* High ending Balance
* No fraud alert
* Merchant location is within the vicinity of CH's address.
* No Spending pattern
* No transaction history
* PII change prior to Authorization User phone change
* observed suspicious deny/response code 85,54 with the same disputed card.
* No freezing/Unfreezing within UT timeline
* With funding after the authorization

Enough evidence to Deny the claim. NO Error found. Case Closed