4761746

Dispute ID: 4761746. DND: 2022-07-28 . Intake type: Phone. Reg E. Old account. CH is disputing 2 UT from Amazon amounting to $19.98. No merchant credit. No claim cancellation. Card ending with 5685 is already replaced. Transaction type is Moto/ECI 7 Entry Mode 01 card absent with CB rights. INVESTIGATION As per VCF, card not in possession. PIN memorized. No funding event prior the authorization of the disputed transaction. No spending pattern. Balance exhausted. With (1) previous transactions from the same disputed merchant. Merchant is part of the DNC list. No third party access. Not eligible for chargeback.

denial.

1. With (1) previous transactions from the same disputed merchant. Balance exhausted.

No ATO hallmarks. No third party access. Therefore there is enough evidence to deny the claim. Final resolution no ERROR FOUND. Sent final letter ZD #51697575. Filed FR VROL Case #5202773687. Case Closed

Card Number: 4232230178855685 Chime1156147607170

4761609