Dispute ID: 5515935. CH disputed 1 Debit Unauthorized transaction from Vzwrlss*My for $129.09. No claim cancellation received. No merchant credit found as of this date. Reg E. Card is closed. Overall Investigation: Disputed transaction was processed through online with CB rights. There are no PII changes within the disputed timeline. As per Penny disputes, RTA, and Gali no suspicious declined codes found within the disputed timeline. No indication of fraud alert in the system during the disputed timeframe. No manual anticipatory funding observed prior the authorization of the disputed transaction. No previous history from the said merchant. No spending pattern observed. With high ending balance after the disputed transaction. No freezing/unfreezing of card within the disputed timeframe. As per Visa and RTA response code 85 was observed within the disputed timeline. Merchant is abnormal to the MM. As per Visa and RTA, AVS Result is Z. Contacted merchant but currently closed. Filed CB with VROL #2279562386. Case ongoing.