Dispute ID: 4755933. DND: 2022-07-27. Intake type: Email .  Reg E. Old account. CH is disputing 1 UT from Fsi Alabama Power amounting to $100.76. No merchant credit. No claim cancellation. Card ending with 3939 is already replaced. Transaction type is Moto/ECI 1 Entry Mode 01 card absent with CB rights. **INVESTIGATION* As per Penny, card is not in possession and PIN is stated as "N/A".  There is a funding event prior to the authorization of the disputed transaction. Balance exhausted after the authorization of the disputed transaction. With previous transactions from the same merchant. Continuous funding is observed within UT timeline from WHITFIELD FOODS, PAYROLL on 2022-01-27 14:08:59 amounting to $942.68. No ATO hallmarks. 




Denial
Funding event prior to the authorization of the disputed transaction  
Balance exhausted after the authorization of the disputed transaction. 
With previous transactions from the same merchant.
Continuous funding is observed within UT timeline from WHITFIELD FOODS, PAYROLL on 2022-01-27 14:08:59 amounting to $942.68.