5798050

Dispute ID: 5798050. CH disputing 1 Debit Unauthorized Transaction from Ab * Shopping Fashio for $79.90. Reg E. No merchant credit found relating to the disputes. No claim cancellation. As per Penny card stolen. PIN stated as "No where". Disputed card ending 6906 is closed. Case Decision: DENIED. VROL Case #:2297646275
Overall Investigation: With funding event via Card to Card observed on 2022-12-15 06:04:36 and on 2022-12-15 06:03:17 before the authorization of the disputed transaction from AB * shopping-fashio, Internet, GB on 2022-12-15 06:23:06. Presence of deny code 05 and 51 was captured within the UT timeline on the disputed card as per Galileo, RTA, and Penny. Cash in cash out was captured within the UT timeline. Disputed merchant is abnormal to the CH. No fraud alerts. VISA: AVS Result: Z ZIP matches, address does not RTA: AVS RESULT Z Disputed trxn is INTERNATIONAL YES as per RTA. No PII changes captured within UT timeline. No signs of ATO. There is enough evidence to deny the claim. Final resolution, no error found. Final letter ZD Ticket Number 59416717. CASE CLOSED.

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