5004855-1

Dispute ID: 5004855-1. DND:2022-09-01. Reg Z. CH is disputing 1 UT from Google amounting to $10.77. As per Penny, card is in possession at the time of transactions. PIN stated as "wallet". No merchant credit. No claim cancellation. INVESTIGATION***There was a funding from Transfer from Bancorp Debit (TJ) on 2022-08-30 10:31:56 prior to the authorization of the disputed transaction. Pattern of funding events from Transfer from Bancorp Debit (TJ) since the month of January 2022 up to the present was observed, which suggest that the CH is fully aware of the account balance and expecting a fund to come in before the disputed transactions happened. CH has previous transactions with the disputed merchant. No fraud alerts. No PII changes. No signs of account takeover. Therefore, there is enough evidence to deny the claim. Final resolution, no error occured. Sent ZD #53623539. FR ROL Case #2261628160. Case closed.