Downpayment

Please be advised that each T-Mobile account is unique and the downpayment may vary as well with your current credit available balance.

Having said that, it's still had a good side since you'll be having a lower monthly EIP and with that you can paid the devices earlier.

If you still want to have a lower downpayment, I have an option for you. You can actually pay off your other existing paid off devices and with that your credit available will increase and this will help you to lower the downpayment as well.

What do you think?

I appreciate your kind understanding with me XXX. I have other option for you as well. You can actually pay off the device early and we can definitely use the device as a trade in device and this will help you to increase as well your credit balance.

I have a pro tip as well XX. You will have a great standing credit and that would be 12 months of consecutive on time payments. With that means you can't be late by even a day on your payments and after a year you would qualify for a lower downpayment to zero downpayment as well.