We do see here that your current arrangement on the account is still active and even though it will be failed, nothing to worry, we can guarantee you that as long as the arrangement is active on your account your service will for sure be active and secured until it falls off. To prevent overdraft from your bank on December 23rd, we can remove the payment method to your payment plan.

Then you can definitely process a payment for the minimum amount on January 1st and once done, you can set up a payment for the remaining balance and keep the account active moving forward. Sounds like a plan?