DISPUTE ID 5543555. CH disputing 1 Debit UT amounting $309.75 with Motel 6 Hillsboro. No claim cancellation. No Merchant Credit found as of this time. As per Penny, Card in possession at time of purchase. PIN memorized. Disputed card ending 3836 is closed. Case decision: Denied. VROL Case #:2281452501. 
OVERALL INVESTIGATION:
With funding event observed from Visa Money Transfer amounting to $45.00 on 2022-11-09 16:42:02 before the authorization of the disputed transaction from MOTEL 6 HILLSBORO, HILLSBORO, TXUS on 2022-11-10 13:50:33.
Galileo deny code 78, 51 was captured within the UT timeline but not related with the disputed merchant however, they are on the disputed card ending 3836.
Member has no prior transaction with the disputed merchant hence this is abnormal to the CH.
No fraud alerts.
RTA response code 85,78, 51  was captured within the UT timeline but not related with the disputed merchant however, they are on the disputed card ending 3836.
No RTA, Penny, Galileo response/ deny code with the disputed merchant.
Penny response code 78,51 was captured within the UT timeline but not related with the disputed merchant however, they are on the disputed card ending 3836.
RTA:
AVS RESULTB
VISA:
AVS Result:		Address verification is not applicable
No PII changes captured within UT timeline. No signs of ATO.
There is freezing, unfreezing of the disputed card within the UT timeline suggesting that CH has the full control of the account.
There is enough evidence to deny the claim. Final resolution, no error found.
Sent ZD #57640063. Case closed.

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UT TIMELINE: 2022-11-08 to 2022-11-14
TRXN TYPE: Moto Blank Entry Mode 1 Card-Present with CB rights.