Dispute ID: 4747662. DND: ****. Intake type: ****.  Reg E. Old account. CH is disputing 11 UT from 	multiple merchants amounting to $459.49. With merchant credit from 1 merchant. No claim cancellation. Card ending with 6767 is ***. Transaction type is Moto/ ECI 7 Entry Mode 01 card absent. **INVESTIGATION* As per Penny, card is in possession and PIN is stated as "on his phone".  Funding event prior to the authorization of the disputed transaction from Visa Money Transfer - Falgout Tim - Other Debit on 2022-07-22 17:50:56 amounting to $1475.00. Deny code 55 is observed within the UT timeline. Continuous funding event is observed within the UT timeline. Low ending balance after the authorization of the last disputed transaction. No ATO hallmarks. No third party access.  Therefore, there is enough evidence to deny the claim. Final resolution, NO ERROR FOUND. Filed FR VROL Case ***. Sent final letter ZD #***. CASE CLOSED.


merchant credit transition to inspector: (unahon gd sa report)
**partial, if deny, deny all 
notation, note mo gd na my partial merchant credit 



Chime 3 169159360638
Card number 4232231074046767


TXN TYPE:
1. Moto/ECI blank Entry Mode 7 card present with no CB rights
2. Moto/ECI blank Entry Mode 7 card present with no CB rights
3. Moto/ ECI 7 Entry Mode 10  card absent with CB rights
4. Moto/ ECI 7 Entry Mode 10 card absent with CB rights
5. Moto/ ECI 7 Entry Mode 10 card absent with CB rights
6. Moto/ ECI 7 Entry Mode 10 card absent with CB rights
7. Moto/ ECI 7 Entry Mode 10 card absent with CB rights
8. Moto/ ECI 7 Entry Mode 01 card absent with CB rights
9. Moto/ ECI blank Entry Mode 7 card present with no CB rights
10. Moto/ECI 7 Entry Mode 01 card absent with CB rights
11. Moto/ ECI 7 Entry Mode 01 card absent with CB rights


2022-07-22 17:58:37