4walls of investigation template

Dispute ID: 123456. DND:2022-08-15. Intake type: Email. Reg E. Old account. CH is disputing 2 UT from Edupcast.com amounting to $43.80. As per VCF, card is in possession at time of purchase. PIN memorized. No merchant credit. No claim cancellation. INVESTIGATION No funding event prior to the disputed transaction. With high ending balance after last disputed transaction. Deny code 54 is observed within the UT timeline. Below threshold. Therefore error found. Sent final letter ZD #52768949. Filed FR ROL Case #2253694768, 2253692458. Case closed. Michael Del Barrio