5864467

Dispute ID: 5864467. CH disputing 2 Debit Unauthorized Transaction from Ab * Jacobssvip amounting to $163.96. Reg E. No merchant credit found relating to the disputes. No claim cancellation. As per Penny card in possession at the time of purchase. PIN Memorized. Disputed card ending 4174 is closed. Case Decision: CHARGEBACK INITIATED. VROL Case #: 2301080759, 2301084020 Overall Investigation: Balance exhausted after the authorization of the last disputed transaction. No fraud alert/indication. No PII changes captured within UT timeline. No si However, With funding event observed prior to the authorization of the disputed transaction but not directly impacting. Disputed merchant in RTA shows INTERNATIONAL YES. Unable to initiate MCO. RTA: AVS RESULT Y/ AVS RESULT Z VISA: AVS Result: D Unknown Value/ AVS Result: Z ZIP matches, address does not Galileo, RTA, and Penny deny/ response code 54,05 was captured within the UT timeline on the disputed card. Disputed merchant is abnormal to the CH. No prior history. No freezing, unfreezing of the disputed card within the UT timeline. NO enough evidence to deny the claim. Proceed to Chargeback. ZD Ticket Number 59789756. CASE ONGOING.

🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀 UT TIMELINE: 2022-12-21 to 2022-12-26 TRXN TYPE: Moto 7 Entry Mode 1