Dispute ID 5371014 / 5371014-1. CH disputing 12 Debit Unauthorized Transaction from multiple merchants for $229.54. Dispute Notification Date: 2022/10/24 Case Decision: ***. VROL Case#: 2271418297,2271418331,2271418341,2271418349,2271418356. Sent ZD #56364501 for PVC issued. Waiting for linked dispute to settle.
Overall Investigation:
As per Penny, card stolen
PIN stated as "written down on his notes".
Card ending in 9386 is closed.
TRXN TYPE: 
MOTO 7 ENTRY MODE 10 Card Not Present
MOTO 7 ENTRY MODE 10 Card Not Present
MOTO 7 ENTRY MODE 10 Card Not Present
MOTO BLANK ENTRY MODE 07 EMV Contactless
MOTO 7 ENTRY MODE 10 Card Not Present
MOTO 7 ENTRY MODE 10 Card Not Present
MOTO 7 ENTRY MODE 10 Card Not Present
MOTO BLANK ENTRY MODE 07 EMV Contactless
MOTO 7 ENTRY MODE 10 Card Not Present
MOTO BLANK ENTRY MODE 07 EMV Contactless
STAR
MOTO BLANK ENTRY MODE 90 Card-Present no CB rights
UT TIMELINE: 2022-10-18 TO 2022-10-26
No merchant credit found as of this time.
No claim cancellation.
With valid undisputed EMV initiated transaction from DOMINO'S 6668, MISSOURI CITY, TXUS on 2022-10-23 12:35:51 amounting to $2.16.
Balance almost exhausted after the authorization of the disputed transaction from CASH APP*PESOJOSHHH*AD, Visa Transfer, CAUS on 2022-10-23 18:06:09.
Funding event was observed within the UT timeline while the card was said to be stolen.
With presence of CNB Enid Deposit from GOODWILL INDUSTR, Payroll on 2022-10-19 19:55:42 amounting to $304.41.
Galileo deny code 43 was captured with the disputed merchant, CASH APP*PESOJOSHHH*ADDVisa TransferCAUS.
Galileo deny code 51was captured with the disputed merchant, GRINGO'S STAFFORD STAFFORD TXUS, CRICKET WIRELESS 855-246-2461 FLUS, UBER TECHNOLOGIES INC..
RTA response code 43 was captured with the disputed merchant, CASH APP*PESOJOSHHH*ADDVisa TransferCAUS
RTA response code 51 was captured with the disputed merchant, GRINGO'S STAFFORD STAFFORD TXUS
RTA: 
AVS RESULT Z
AVS RESULT Z
AVS RESULT Z
AVS RESULT B
AVS RESULT Z
AVS RESULT Z
AVS RESULT Z
AVS RESULT Z
AVS RESULT Z
AVS RESULT B
AVS RESULT B
AVS RESULT B
AVS RESULT Z
AVS RESULT B
AVS RESULT Z
AVS RESULT B
AVS RESULT Z







 RTA response code 85 was captured within the UT timeline but not related with the disputed merchant, however, they are on the disputed card ending 9386. 
Sent final letter ZD Ticket #56504029. Case closed.