5143034

Dispute ID:5143034. DND 2022-09-22. REG E claim. OLD account. CH is disputing 1 UT from Frys Food Drg amounting to $43.86. As per VCF, card not in possession at time of purchase. PIN memorized. No merchant credit. No claim cancellation. INVESTIGATION. Disputed transaction is card-present EMV transaction. With NO CB rights. No funding event prior to the disputed transaction. No fraud alerts. Member has previous transactions with the disputed merchant. No suspicious declined codes within the UT timeline as per Galileo. Disputed transaction is within the vicinity of the member's address on file, approximate time 16mins.