Fraud code new update (SIMPLIFIED) 0- if card was lost or not in possession as long as no clear signs that card was stolen 0- if there is contradicting information during and after the disputed transaction then no signs that card was lost/stolen 1- if wallet is stolen/card stolen regardless of any contradicting information as long as card was tagged as stolen 4- in possession card present and if no contradicting information or card was tagged as n/a 5- if disputed card is virtual/temporary regardless of the card status 6- in possession card absent and if no contradicting information or card was tagged as n/a Decision Outcome: Chargeback Decision Outcome Reasoning: - No SMS Override - No Third Party Access - No Qualified funding event observed - No unfreezing event that suggest the full control of account. - Not a PIN Based transaction Credit funding events= Balance prior the funding - balance prior the AUTH = ang total Nya + funding - disputed amount Dispute ID: 13690106 DND: 2024-05-24 Reg E - Unauthorized Transaction Decision Outcome: Approve Chargeback Decision Outcome: APPROVE Claim Approve following Chargeback Outcome: - Acquirer response timeframe expired - Previous analyst filed CB proceed to claim resolution Dispute ID: 13674497 DND: 2024-05-22 Reg Z - Unauthorized Transaction Decision Outcome: Approve Chargeback Decision Outcome: APPROVE Claim Approve following Chargeback Outcome: - Acquirer response timeframe expired - Previous analyst filed CB proceed to claim resolution Dispute ID: 13676452 DND: 2024-05-22 Reg E - Unauthorized Transaction Decision Outcome: Approve Chargeback Decision Outcome: APPROVE Claim Approve following Chargeback Outcome: - Acquirer response timeframe expired Dispute ID: 13778540 DND: 2024-06-04 Reg E - Unauthorized Transaction Decision Outcome: Approve Chargeback Decision Outcome: APPROVE Claim Approve following Chargeback Outcome: - Acquirer accepted liability Dispute ID: 13779335 DND: 2024-06-04 Reg E - Unauthorized Transaction Decision Outcome: Approve Chargeback Decision Outcome: APPROVE Claim Approve following Chargeback Outcome: - Acquirer accepted liability Dispute ID: 13856215 DND: 2024-06-14 Reg E - Unauthorized Transaction Decision Outcome: Deny Chargeback Decision Outcome: DENY Claim Deny following Chargeback Outcome: -Received compelling evidence June 16, 2024 05:55:43 PDT Jun 16, 2024, 05:55:31 PDT Dispute ID: 13918775 DND: 2024-06-21 Reg E - Unauthorized Transaction Decision Outcome: Deny Deny Decision Outcome Reasoning: - No signs of ATO - With AVS matched November 28, 2023 14:11:30 PST Nov 27, 2023, 14:14:00 PST Dispute ID: 13930814 DND: 2024-06-23 Reg E - Unauthorized Transaction Decision Outcome: Deny Deny Decision Outcome Reasoning: - No signs of ATO - With unfreeze in a way that suggests they have control of the account Dispute ID: 13924327 DND: 2024-06-22 Reg E - Unauthorized Transaction Decision Outcome: Deny Deny Decision Outcome Reasoning: - With find 2 or more undisputed transactions with an exact match to the merchant Mar 4, 2024, 20:22:15 PST-sms March 4, 2024 20:35:31 PST- auth March 4, 2024 17:44:44 PST- funding March 4, 2024 20:35:31 PST- auth 2450755941//2450755987// 2450755998 //2450769514//2450769522//2450769530 //2450769539 Dispute ID: 13925320 DND: 2024-06-22 Reg E - Unauthorized Transaction Decision Outcome: Approve Decision Outcome Reasoning: - No SMS Override - No 3rd party authorization - No Qualified funding event observed - No freezing and unfreezing of the card observed - Not a PIN Based transaction - No 2 or more undisputed transactions with an exact match to the merchant - Not enough signs that fraud DID NOT occur to deny the dispute - Not applicable for EMV transactions on Moto/Counterfeit claims -ROL case number: 2450755941//2450755987// 2450755998 //2450769514//2450769522//2450769530 //2450769539 Dispute ID: 13932765 DND: 2024-06-23 Reg E - Unauthorized Transaction Decision Outcome: Approve Decision Outcome Reasoning: - No Undisputed card present transactions on the lost or stolen card - No SMS Override - No 3rd party authorization - No Qualified funding event observed - No freezing and unfreezing of the card observed - Not a PIN Based transaction - No AVS Matched - No 2 or more undisputed transactions with an exact match to the merchant - Not enough signs that fraud DID NOT occur to deny the dispute Mar 9, 2022, 12:22:47 PST March 10, 2022 11:12:06 PST Dispute ID: 13928717 DND: 2024-06-23 Reg E - Unauthorized Transaction Decision Outcome: Approve Decision Outcome Reasoning: - No SMS Override - No 3rd party authorization - With signs of ATO - Not applicable for chargeback - No 2 or more undisputed transactions with an exact match to the merchant - Not enough signs that fraud DID NOT occur to deny the dispute - Not applicable for EMV transactions on Moto/Counterfeit claims - Unable to file FR, transaction more than 2 years.