Dispute ID:5671778. CH disputing 3 Debit Unauthorized Transaction from Crypto.com	for $89.61. Reg E. No merchant credit related to the disputes. No claim cancellation. As per Penny card status not specified. PIN memorized. Disputed card ending 5958 is closed. Case Decision: Chargeback Initiated . VROL Case #:2289944094,2289944095.
Overall Investigation:
Cash in cash out was captured within the UT timeline.
With history from the disputed merchant, hence, this is normal to the CH.
No fraud alerts.
No PII changes captured within UT timeline. No signs of ATO.
However,
No manual funding event prior to the authorization of the disputed transactions.
High ending balance after the authorization of the last disputed transactions.
Galileo deny code 46,51,55 was captured within the UT timeline on the disputed card ending 5958.
Galileo deny code 59 was captured with the disputed merchant.
RTA/ Penny response code 59 was captured with the disputed merchant.
RTA response code 46,51 was captured within the UT timeline on the disputed card ending 5958.
RTA:AVS RESULT B
VISA:AVS Result:		Address verification is not applicable
No freezing, unfreezing of the disputed card within the UT timeline.
Merchant is on the approved DNC list.
There is no enough evidence to deny the claim. Final resolution, error found.
Sent ZD#58600418. Case ongoing.
🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀UT TIMELINE: 2022-11-24 to 2022-12-05
TRXN TYPE: Moto 7 Entry Mode 01