5396893-1

Dispute ID: 5396893-1. CH disputing 2 Debit Unauthorized Transaction from Crptrdmg.com and Tukezhineng for $34.99. Dispute Notification Date: 2022-10-29. Reg E. Case Decision: Denied. VROL Case #: 2273675669, 2273670274 . Overall Investigation: As per Penny, card stolen. PIN memorized. No merchant credit found related to this dispute. No claim cancellation. Disputed card ending 6482 is closed. With funding event observed from Card to Card amountng to $200.00 on 2022-10-24 05:00:34 before the authorization of the disputed transaction from CRPTRDMG.COM, 833-694-0761, CAUS on 2022-10-24 14:06:23. Balance exhausted after the authorization of the disputed transaction from PAYPAL *TUKEZHINENG, 4029357733, CAUS on 2022-10-26 19:02:19. Galileo deny code 43,59,51, was captured within the UT timeline but not related with the disputed merchant, however, they are on the disputed card ending 6482. As per RTA, VROL and Galileo, response/ deny code 05 was captured with the disputed merchant, PAYPAL *TUKEZHINENG 4029357733 HK. RTA response code 43,10,59,51 was captured within the UT timeline but not related with the disputed merchant, however, they are on the disputed card ending 6482. RTA: AVS RESULT Z AVS RESULTY VISA: AVS Result: Z ZIP matches, address does not AVS Result: Y Exact: Address and ZIP match No fraud alert/indication. No PII changes captured within UT timeline. No signs of ATO. There is enough evidence to deny the claim. Final resolution, no error found. Sent ZD #56777349,56777406 . PVC scheduled for reversal on 2022-11-07. Case closed.