5337948

Dispute ID: 5337948. DND: 2022-10-19. REG E claim. PTF Claim. CH is disputing 1 UT from Hmia Mart Inc amounting to $100.00. As per Penny, card and PIN unspecified. No merchant credit found as of this time. No claim cancellation. Disputed card ending in 6377 is closed. INVESTIGATION FOUND: There is a Promotional Credit - Interest observed on 2022-03-02 03:06:47 amounting to $100.00 via Referral Bonus - Referrer (U1) prior the disputed transaction from HMIA MART INC, +15409870810, NYUS which is the exact amount and had a great impact to the account. Balance exhausted after the authorization of the last disputed transaction. RTA: AVS RESULT Y VISA: AVS Result: Y Exact: Address and ZIP match No suspicious declined codes within UT timeline. No PII changes captured within UT timeline. No RTA response code with the disputed merchant. No signs of ATO. There is enough evidence to deny the claim. Final resolution, no error found. Sent ZD #56125200. VROL Case #2268011793. Case closed.

TRNX TYPE: Moto 1 Blank Entry Mode 1 Card-Absent with CB rights UT TIMELINE: 2022-02-28 to 2022-03-05