Dispute ID: 5910135. CH disputing 1 Debit Unauthorized Transaction from Wawa for $70.44. Reg E. No merchant credit found related to the disputes. No claim cancellation. As per Penny in possession at the time of the transaction and PIN STATED AS "Wallet". Disputed card ending 0023 is closed. 
Case Decision: 
VROL Case #: 
Overall Investigation: 
Funding event prior to the authorization of the disputed transaction was captured, however not directly impacting the disputed transaction.
High ending balance after the authorization  of the disputed transaction.
Galileo deny code 46 was captured within the UT timeline on the disputed card.
Disputed merchant is abnormal to the CH. No prior history.
Disputed merchant is out of state with the CH's record on file. 
No fraud alert/indication.
No PII changes captured within UT timeline. No signs of ATO.
No freezing unfreezing of the disputed card within the UT timeline.
MCO initiated, merchant does not answer the call, routed to voicemail. Unable to validate information.





There is enough evidence to deny the claim. Final resolution, no error found.
Final letter ZD Ticket Number .  CASE CLOSED.
                                                                                                  
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UT TIMELINE: 2022-12-27 TO 2023-01-01
TRXN TYPE: STAR