***** ERRATUM

Dispute ID: 10356654
DND: 2023-06-05
Reg E - Unauthorized Transaction
Intake Type: Mobile
Decision: CB Ongoing
MOTO:  07
Entry Mode: 01
Transaction Type(s): Card absent 
ROL Case Number:  2336851710 

CH Filed 1 disputed transaction from Re Buildurhealth.com amounting to $56.97. As per penny the card is in possession and pin memorized. No merchant credit. No claim cancellation.

*****INVESTIGATIONS:

*No Cash In - Cash Out within UT
*No freezing/unfreezing of the card observed within UT timeframe.
*No Purchase Inquiry
*No Spending pattern observed with the disputed merchant (Re Buildurhealth.com)
*No previous history
*As per Galileo and RTA with deny code 46 observed within UT timeline related to the disputed card.
*As per Galileo and RTA with deny code 55 observed but is not related to 
*velocity is abnormal
*Spending amount is abnormal. 
*With no funding activity observed.
*Low balance after the authorization of the last disputed transaction.
*No fraud alerts observed during UT timeline.
*No PII changes observed and No ATO hallmarks.
AVS result: B.

Based on the evidences found above, the denial evidences are not enough to deny the claim. CB filed with VROL Case #2336851710. PVC issued on 2023-06-07 amounting $56.97 with ZD: 68926562. Case Ongoing.