5594093

Dispute ID 5594093. CH disputed 1 Debit Unauthorized Transaction from Spirit Airl for $110.59. DND on 2022-11-22. No claim cancellation request. No merchant credit. Reg E claim. As per Penny, Card is in possession. PIN memorized. Investigation found card not present transaction. AVS RESULT: B. Merchant is abnormal: No previous transactions from the disputed merchant. No spending pattern observed. No funding event prior the disputed transaction. Presence of declined code 46 but not related to the disputed transaction within UT timeline. With response code 85 but not related to the disputed transactions within UT timeline. High ending balance. Called the merchant but no information validated. Initiated CB on 2022-11-23 with Vrol case#2284916673. Case ongoing. INTERNAL NOTE: Previous analyst initiated CB and investigate the claim. CB Won - Acquirer Response Timeframe Expired. CASE CLOSED.

🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀🎀 UT TIMELINE: TRXN TYPE:

erratumDispute ID 5594093. CH claimed 1 Debit Unauthorized Transaction from Spirit Airl for $110.59. DND on 2022-11-22. Reg E. No claim cancellation. No merchant credit. CASE DECISON: CB Won, Acquirer Response Timeframe Expired. VROL 2284916673. Error Found.CASE CLOSED.