5080105-1

Dispute ID: 5080105-1. DND 2022-09-13. Reg E Claim. CH is disputing 1 UT from Uber Eats Pending and Uber Eats amounting to $30.45. As per Penny, card in possession at time of transactions. PIN memorized. No merchant credit. No claim cancellation. INVESTIGATION. There is a single cash-in from Incomm API Load on 2022-09-11 09:18:26 amounting to $480.00 prior to the authorization of the disputed transaction. No fraud alerts. As per RTA, response code 85, 57, 10, 51 was captured within UT timeline but not related with the disputed merchant. AVS RESULT Z, AVS RESULT B. As per Galileo, deny code 57 was captured but not related with the disputed merchant. There is freezing, unfreezing of the disputed card within UT timeline (suggesting full control of account). No PII changes. No signs of account takeover. There is enough evidence to deny the claim. Final resolution, no error found. Sent ZD #54229112. Filed FR ROL Case #5209240140, 5209233382. Case closed.